Who's behind Pasivoo

The plan wasn't to build Pasivoo.

The plan was to get out.
Pasivoo came later.

Antonio Loro — founder of Pasivoo

Antonio Loro

Founder · Pasivoo

Before I tell you my story, one thing.

I've spent the last few years living in a way that isn't very common. I've spent months travelling the world, lived in places I didn't even know existed five years ago, and met people who've reshaped how I see things.

But this isn't about me.

This is about you living like that too. About you stopping trading your time for money. About you stopping doing what society tells you out of fear of "what will people think?". About you being free — really free.

If I did it, you can too. And no, it's not about luck. It's not about being some kind of genius or having a special talent. It starts with something simpler and much harder at the same time: changing how you think about money.

I'm tired of seeing gurus promising riches in minutes. Tired of economics professors explaining how to start a business without having one themselves. Tired of "experts" who live off selling you the next course, not from the system they preach.

What follows is my story. Read it if you feel like it — 4-5 minutes. If not, skip to the end and try the calculator with your own number. Nobody here gets upset over that.

But who am I?

I studied Computer Engineering and started working at a multinational in their cybersecurity department. Office 4.B, fourth floor, glass building.

The job itself wasn't bad. Good company, good salary, decent coworkers.

But every night when I got home I felt something off. Not sadness, exactly.

More the feeling of living a life I hadn't chosen.

My parents worked the same way their whole lives. Got paid, saved what they could, retired tired. I was heading the same direction, just with better wifi.

And nobody had ever asked me if that's what I wanted.

London wasn't the answer

I thought the problem was Spain. I moved to London.

Same job, different city. Eating dinner alone at 10 PM in a shared flat that cost what three flats in my hometown would.

It took me six months to understand something important:

The problem wasn't where I lived.

It was how I lived.

A friend, a boat, Greece

A few months into London, a friend wrote to me. She was going to buy a boat in Greece. She needed someone as crew.

My first thought was: no way.

I was a software engineer. I worked on a laptop. What was I going to do on a boat with barely any connection except at marinas, if I was lucky?

I said no.

But on the flight back to Madrid, something shifted. Flying over the continent thinking about the next meetings, the next sprints, the next years, I asked myself a question I'd been avoiding:

What if ten years from now I'm still exactly the same?

I landed, slept badly, and the next day sent two emails.

One to my boss with my resignation.

The other to my friend: "When do we set sail?"

The years that never made it to LinkedIn

I spent three years in the Mediterranean. The Aegean, mostly. Some islands I didn't even know existed.

Manual labour. Cleaning decks. Repairing whatever broke. Learning to cook for a few people with very little. Learning to sleep when the sea demanded it.

My LinkedIn during those years was a black hole. Zero updates. Zero "happy to share". Zero anything.

It was the period of my life I've learned the most from.

For the first time in my life I understood what freedom was. And I understood I wanted it for good.

But I also learned something more uncomfortable: freedom costs money.

Down there I spent little, but I spent something. And my account, which didn't refill on its own, kept dropping.

I saw it clearly: if I wanted to do that long-term, I needed my money to work when I couldn't be on top of it.

Why algorithms and not something else?

When I came back to dry land, I got obsessed with one specific idea: how to make my money generate money without me having to stare at a screen.

I tried everything in the following two years:

  • Freelance services — tech consulting, whatever I could pick up (back to trading time for money).
  • Building websites for clients (same problem as freelance: if I stop working, I stop earning).
  • Dropshipping and e-commerce (more logistics grind than passive).
  • Manual trading (more tying than the job I'd quit).
  • Guru courses run by people with two followers and a rented Lamborghini.

Each one taught me something. But none of them fit what I was really after: an income stream that didn't depend on my hours.

Until I went back to what I knew how to do best: writing code.

I spent months locked away building my own algorithmic system. Connected to a regulated broker, AI-optimised, running 24/5 without me having to be on top of it.

I didn't buy it ready-made. I didn't copy it from a course or any guru. It's code I wrote myself — with the mistakes I made myself and the lessons that ate my time and savings before it started giving me anything back.

I tested it for six months with my own money before believing anything.

Then six more months with money from close friends — because I didn't want any stranger paying for my doubts.

And only when we'd had over a year of consistent results — with ups, downs and drawdowns — did I decide to open it to the public.

That's Pasivoo.

Why Pasivoo?

Pasivoo isn't a course. You don't have to learn anything for it to work.

Pasivoo doesn't ask you to decide on each trade. You're not going to be watching when to enter or exit — the system handles that automatically in your own account.

Pasivoo isn't a fund where your money goes into a pool with 500 other people's.

It's exactly the system I use myself, copied as-is to your personal account at a broker regulated by ASIC.

Your money stays in your account. Mine can't touch it.

We only charge if you win. Zero course, zero fee, zero upfront payments. If your month closes in the red, I don't pay for so much as a sandwich with that. And if your month closes in green, we take 30% of the new profit — high-water mark, so we don't charge twice on the same gain.

It's not generosity. It's the only way I know to stay obsessed with helping this actually work for you.

If you don't win, I don't eat. That simple.

Why am I telling you this?

You might be wondering: if you have a system that works, why don't you just keep it to yourself?

Fair question.

At first that's exactly what I did. The system was for me. Period.

But something happened. Family and close friends started asking how my life worked — how I travelled so much, how I didn't seem tied to a job. When I told them the short version, they were surprised. When I told them the long version, they wanted in.

And I let them in. One by one. My dad, my sister, two friends from school. Each with their own account and their own money.

What came next I didn't expect. They started recommending me to their friends. And to friends of friends. In a few months I couldn't keep up explaining it one by one.

I had two options: shut the tap and go back to using the system only for myself, or open it to the public with a structure that could scale.

That's why Pasivoo exists.

It's not some unicorn-founder vision or genius idea. It's the only way I could think of to help more people without sitting down with each one separately to explain how inflation works.

Why can you trust me?

The internet is full of gurus selling smoke. I'm not one of them.

Let me tell you exactly why — three points that don't move.

1 · I live what I preach

I won't recommend a system I don't use myself. Every euro I have invested goes to the exact same system you're going to copy. If a month goes down, I feel it too. If it goes up, I feel it too. That alignment is the only reason this can work long-term.

2 · I say things as they are

You're not going to find "20% a month" promises here. You're not going to see "guaranteed" stuck to anything. You will see — because it's public on the dashboard — the months when the system had drawdowns or rough patches.

Changing your relationship with money takes time, effort and accepting that some months won't go how you expected. I don't mind repeating that as often as needed.

3 · I'm obsessed with results

Each month-end we publish results on the Telegram channel. With the ups and the downs. No filters, no marketing-friendly editing. The only thing that matters is that the system works for you — not that you believe it works, but that it actually works.

Because we only charge if you win. That's our way of forcing ourselves to stay obsessed with this paying off.

What I CAN'T guarantee you:

  • That you'll win every month. There will be regular months. Some year there will be negative months. It's trading math, not opinion.
  • That you'll get rich. This is a complement to work, not an alternative to it.
  • That it's for you. If you have a thousand euros of capital and you need it to get to the end of the month, don't come in. This is done with money you don't actually need.

What I CAN guarantee you:

  • The dashboard with real results is live 24/7 on the homepage. No filters. With the good months and the rough ones.
  • If you have a question, reply to the email. I answer myself — not an outsourced support team.
  • The day something goes wrong — and there will be a day like that — I'll tell you the way I tell you everything: with numbers, without marketing, without hiding anything.

If after reading this you think this might be for you, there are two reasonable ways to keep going.

Follow my day-to-day:

A hug,

Antonio Loro

Founder · Pasivoo